Tag Archive for: personal finance

Two people at a coffee shop table, both smiling and holding phones showing completed payment transaction checkmarks, with coffee and pastries between them

Ever since I was I kid, I have been a fan of heist movies. To this day, I will argue that The Usual Suspects has the best plot twist of any movie of all time. But there are only so many The Usual Suspect caliber movies out there, so to fill the void I had to slum it a bit with lower quality heist movies, enter Swordfish, The Italian Job, and the like.

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Split composition contrasting traditional banking on the left (cluttered checkbooks, paper statements stamped with 'FEE' and 'OVERDRAFT NOTICE,' scattered coins) with modern digital banking on the right (clean tablet and phone interfaces showing account growth, with glowing lines suggesting automated transfers)

Congrats, you probably have a clearer understanding of your finances and a better plan for your debt than anyone you work with. I don’t know why, but teachers are inherently bad at this, so be proud of your progress. You are on your way to being the Rich Uncle Pennybags of your school.

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Three-panel progression showing a snowball rolling downhill, growing from small to medium to large, illustrating the momentum-building debt payoff strategy

You deserve a high five! You have not only decided to take action, but you actually have made tangible progress. A stunning number of people never make it as far as you already have.

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Financial documents and papers scattered in the foreground transitioning to neatly organized, color-coded stacks in the background, illustrating the process of gaining financial clarity

“If you live long enough, you’ll make mistakes. But if you learn from them, you’ll be a better person. It’s how you handle adversity, not how it affects you. The main thing is never quit, never quit, never quit.”

– Former President Bill Clinton
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Abstract geometric steps ascending forward and upward in warm natural light, with small plants growing along the platforms, leading toward a bright open space

The standard career plan of the 20th century was to work for a company for 30 years to get a gold watch and a pension. Across the board, careers were for life. However, as the economy globalizes and society shifts, the monolithic career is dying quickly. Unsurprisingly, the financial systems (compensation, pensions etc) around education have remained stagnant. This juxtaposition of reality and education leads to financial stress and hardship for a staggering number of teachers.

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