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Congrats, you probably have a clearer understanding of your finances and a better plan for your debt than anyone you work with. I don’t know why, but teachers are inherently bad at this, so be proud of your progress. You are on your way to being the Rich Uncle Pennybags of your school.

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You deserve a high five! You have not only decided to take action, but you actually have made tangible progress. A stunning number of people never make it as far as you already have.

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“If you live long enough, you’ll make mistakes. But if you learn from them, you’ll be a better person. It’s how you handle adversity, not how it affects you. The main thing is never quit, never quit, never quit.”

– Former President Bill Clinton
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